Optimizing the Use of Technology in Payment Systems and Its Implications for the Digital Financial Sector. Nomico, [S. l.], v. 1, n. 11, p. 8–18, 2024. DOI: 10.62872/cx8js390. Disponível em: https://ejournal-nawalaedu.com/index.php/NJ/article/view/950. Acesso em: 30 nov. 2025.